What a good idea that was. Who, and I mean WHO, thought it would be a good idea to start charging for current accounts. Even if every other high street bank follows suit in three months’ time one of them will run an advert stating they’re bringing back free bank accounts and then as the domino effect kicks in we’ll all be back to getting a free service. On the Today programme this morning the business guy asked the First Direct spokesperson why they were targeting the less well off and it was all he could do not to say ‘we don’t want those scrubbers anyway and that’s why we’re doing this’

Unless it was a PR balloon for the HSBC group of course.

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